Financing & Credit

How financing works at our dealership, from pre-qualifying and down payments to the credit application and the out-the-door price.

Guides

Staff and customers talking in a car showroom

Financing & Credit

In-House Financing vs Bank Loans: Which is Better?

A plain comparison of in-house (buy here pay here) financing and bank loans - approval speed, credit requirements, and how to decide which fits your situation.

Cowtown Auto Group customers with their new car on the lot in Fort Worth

Financing & Credit

How Does Buy Here Pay Here Work? (And What's the Catch?)

How buy here pay here actually works, what it costs, what the downsides are, and the questions to ask any dealer before you sign.

Financing & Credit

Want a Better Car Loan? Start by Improving Your Credit Score

Seven practical steps to strengthen your credit before you shop for a car loan - pulling your report, fixing errors, lowering balances, and tracking your progress.

Three people standing outside a car dealership

Financing & Credit

Bad Credit Car Buying: Options and Solutions

How to buy a car with bad credit in Fort Worth - in-house financing, credit unions, and online lenders compared, plus how to strengthen your application.