Financing Options FAQ

At Cowtown Auto Group, we offer a variety of financing options to suit your needs. This includes in-house financing for those with no credit or bad credit, as well as traditional bank financing for customers looking for flexible payment terms. Whether you're a first-time buyer or have a complex financial situation, we'll help find the best plan for you.

In-house financing at Cowtown Auto Group allows you to purchase a car without going through a traditional lender. We handle everything directly, offering flexible payment plans based on your budget. All you need is a valid ID, proof of income, and proof of address. With in-house financing, approval is often quicker, and credit history is less of a barrier.

Yes! At Cowtown Auto Group, we specialize in helping customers with bad credit or no credit get approved for financing. Our in-house financing program is designed to work with you, regardless of your credit history. We believe that everyone deserves the chance to drive a reliable vehicle, and we're here to help make that happen.

We offer down payments starting at $1,500 on select vehicles at Cowtown Auto Group. Our goal is to make it as easy as possible for you to drive away in your new car, with flexible down payment options based on your budget.

Absolutely! At Cowtown Auto Group, we offer low down payment options to help make financing more accessible for you. Our in-house financing allows for flexibility, so you can drive off the lot with a payment plan that fits your budget, even with a smaller initial payment.

To apply for financing at Cowtown Auto Group, you'll need: A valid ID or passport / Proof of income (such as pay stubs) / Proof of address (such as a utility bill). These documents will help us quickly process your application, especially if you're opting for in-house financing.

At Cowtown Auto Group, we strive to make the financing process as fast as possible. With in-house financing, approval can be completed the same day, often within a few hours. For bank financing, the process may take a little longer, depending on the lender, but we will keep you informed every step of the way.

Yes! We understand that first-time car buyers may have unique needs. Cowtown Auto Group offers special first-time buyer financing programs to help you get into your first vehicle with ease. Whether you need low down payment options or flexible financing terms, we'll work with you to make your purchase as smooth as possible.

Currently, Cowtown Auto Group does not offer refinancing for existing car loans. However, we do offer flexible financing options for new purchases, and we're always happy to discuss potential options for lowering your monthly payments through our in-house financing plans.

Yes, you can! Cowtown Auto Group offers pre-approval for financing to make your car-buying experience even smoother. Simply fill out our online application or visit us in person, and we'll review your information to get you pre-approved before you start shopping for your next vehicle.